MtgeFi published the U.S. Residential AVM Market Report in October 2025, providing lenders, investors and other industry stakeholders with a comprehensive overview of the AVM market size, growth trends, key vendors & products, and regulatory impacts.
AVM Market Size
The U.S. residential AVM Total Addressable Market (TAM) in 2025 is estimated at $363 million from ~280 billion annual valuations. The report includes detailed estimates by market sector and use-case, and projections annually through 2030.
AVM Definition
AVMs generate market value estimates using statistical, geospatial, and machine-learning methods applied to large datasets such as nationwide property, MLS, deed, and tax data, often enhanced with proprietary analytics, satellite & aerial imagery, geospatial intelligence, and even prior valuations.
More recently, fully automated condition-informed AVMs now incorporate property condition and quality information to improve accuracy. AVMs are not considered appraisals because a licensed appraiser does not provide an opinion of value.
AVM Use-Cases
The AVM market has evolved significantly from the early ‘mass appraisal systems’ and are now used extensively in real estate marketing, mortgage loan origination & servicing, home equity originations, asset management, loan trading, property & casualty insurance, and increasingly in consumer marketing.
U.S. Residential Real Estate Automated Valuation Models (AVMs) – Market Report (2015-2030)
Groundbreaking new 70-page report on the U.S. residential AVM market, defining the size of the U.S. single family & multifamily housing market, mortgage activity & total debt, and total addressable market estimates for AVMs by segment, unit volume & revenues.
AVM Providers & Products
The U.S. residential AVM market comprises 25 providers, with 10 producing lender-grade models, 5 producing real-estate investor models and the remaining 10 producing broker/agent models and consumer-facing models. There are 10 providers with specialist residential rental AVMs.
The report includes 1-page profiles of the top 10 lender-grade AVM providers, plus information on all AVM model and cascade providers.
AVM Cascades and Model Preference Tables (MPTs)
In mortgage originations, the most accurate residential AVM model is often selected using a rule-based sequence of business rules, known as an ‘AVM cascade’.
Several providers offer AVM cascade products, with 4 providers also offering the Model Preference Tables (MPTs) that govern selection from a validated list of AVMs tested for accuracy, coverage, and confidence by geography and property type.
Trends in the AVM Market
The report outlines growth scenarios for 2025-2030, including:
- Broader use of AVMs in home-equity and credit-risk transfer programs
- Integration with property-data collection and inspection systems
- Rental and income-based AVMs in single-family rental & investor portfolios
- Greater regulatory alignment with automated valuation in collateral management
- Adoption of AVMs and related property data by consumer brands for customer profiling and personalized marketing.
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Regulatory Impacts on the AVM Market
Regulatory standards taking effect in October 2025 require institutions to apply quality-control, validation, and nondiscrimination practices in AVM use. These requirements formalize independent testing, random-sample performance reviews, and data-governance procedures across mortgage origination, securitization, and servicing workflows.
The result will be a more transparent and auditable AVM framework that supports both regulatory oversight and secondary-market consistency, and material increases in the accuracy, scope and applicability of AVMs.