MtgeFi Blog

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    Implementing the Fannie Mae Appraisal Waivers – Quick Reference for Lenders

    Implementing the Fannie Mae Appraisal Waivers – Quick Reference for Lenders

    The Fannie Mae appraisal waivers and property data program, Value Acceptance and Property Data (VA + PD), was released by the Single Family Division on April 15, 2023. This article provides a quick reference for lenders seeking to implement VA + PD.

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    New Appraisal Waivers and Property Data Programs Double: June 2023

    New Appraisal Waivers and Property Data Programs Double: June 2023

    For June 2023, GSE originations totaled $66.4BN. For property valuations, $58.4BN (87%) were completed with an appraisal, $7.6BN (12%) were completed with appraisal waivers (formerly Property Inspection Waivers or PIW), and $498MM (0.75%) were completed with the new appraisal waivers and property data collection. Appraisal waivers and property data by Agency In June 2023, Fannie…