MtgeFi Blog

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    How to Manage an Appraiser Direct Engagement Model: Best Practices

    How to Manage an Appraiser Direct Engagement Model: Best Practices

    Appraiser direct engagement is where lenders or authorized third-party entities work directly with licensed appraisers to perform property appraisals for mortgage transactions.

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    Inspection based waivers in December highlight 66% growth last year

    Inspection based waivers in December highlight 66% growth last year

    The number of inspection based appraisal waivers used by GSE sellers in 2024 was 40K (2.0%) compared to 24K (1.3%) in 2023, a jump of 66.4%.

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    Housing Finance Forecast for December 2024 now released

    Housing Finance Forecast for December 2024 now released

    Fannie Mae and MBA forecast refinance activity 30-40% higher and purchase loans 5-8% higher in 2025, compared to 2024.

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    More than $1.1BN of inspection based waivers in November

    More than $1.1BN of inspection based waivers in November

    Lenders delivered $1.12BN (1.65%) with inspection based waivers in November, up 2.7% on October, and surpassing $1BN in monthly issuance for the second consecutive month.

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    Housing Finance Forecast now available for 2025 and 2026

    Housing Finance Forecast now available for 2025 and 2026

    In October, Fannie Mae and MBA increased 2025 estimates by ~600,000 loans. With the November release, these increases have effectively been reversed.

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    Over $1BN of inspection based waivers in October for first time

    Over $1BN of inspection based waivers in October for first time

    Lenders delivered $1.09BN (1.64%) with inspection based waivers in October, up 32.1% on September, and surpassing $1BN in monthly issuance for the first time.