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MtgeFi Blog
The US single family mortgage TAM is now expected to be 7.4 million loans in 2025
The US single family mortgage TAM for originations in 2025, including 1st and 2nd mortgage and home equity lines of credit is estimated to be ~7.4 million loans.
How to Manage an Appraiser Direct Engagement Model: Best Practices
Appraiser direct engagement is where lenders or authorized third-party entities work directly with licensed appraisers to perform property appraisals for mortgage transactions.
Inspection based waivers in December highlight 66% growth last year
The number of inspection based appraisal waivers used by GSE sellers in 2024 was 40K (2.0%) compared to 24K (1.3%) in 2023, a jump of 66.4%.
Housing Finance Forecast for December 2024 now released
Fannie Mae and MBA forecast refinance activity 30-40% higher and purchase loans 5-8% higher in 2025, compared to 2024.
More than $1.1BN of inspection based waivers in November
Lenders delivered $1.12BN (1.65%) with inspection based waivers in November, up 2.7% on October, and surpassing $1BN in monthly issuance for the second consecutive month.
Housing Finance Forecast now available for 2025 and 2026
In October, Fannie Mae and MBA increased 2025 estimates by ~600,000 loans. With the November release, these increases have effectively been reversed.