MtgeFi Blog
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Inspection Based Waivers In February – Now $1.5BN
Lenders delivered $1.50BN (2.36%) with inspection based appraisal waivers in February, down 11.9% from January, and up 153.0% from a year ago.
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Inspection Based Waivers In January – Now $1.7BN
Lenders delivered $1.70BN (2.34%) with inspection based appraisal waivers in January, up 9.0% from December, and up 97.0% from a year ago. This is the 10th consecutive month with over $1 billion loan balance issued. By loan count inspection based appraisal waivers were 2.25% of issuance, down 12.3%.
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Inspection Based Waivers In December – Now $15BN+ in 2025
For 2025, the appraisal waivers were used to deliver $127.5BN (17.8%) of loans to the GSEs, up 42.1% on 2024.
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Top 10 Reasons Why Nonbank Sellers Migrate to Hybrid Appraisals
Hybrid appraisals can play a role in supporting nonbank seller/servicers with customer retention. They utilize Uniform Property Data (UPD) reports that provide rich property information and enables borrower engagement.
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Hybrid Appraisal Adoption Now 19% for Lenders Using UPD
Hybrid appraisal adoption analysis from the MtgeFi Hybrid Appraisal survey and a nationwide sample of 313 GSE lenders – 230 non-banks, 57 banks and 26 credit unions. This represents 26.8% of all GSE sellers and correspondents actively placing UPD orders.
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Inspection Based Appraisal Waivers In November – Highest Use by Lenders
November saw 194 (14.9%) of all active sellers deliver loans to the GSEs with inspection based appraisal waivers – the highest monthly participation by lenders for over 2 years.
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Inspection Based Waivers In October Surge 28.7% to $1.85BN
Lenders delivered $1.85BN (2.57%) with inspection based appraisal waivers in October, up 28.7% from September. Total GSE issuance was $72.2BN, up 14.1% from last month, with non-cash out refinances up 116%.
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New Report Puts U.S. Residential AVM Market Size at $363M
MtgeFi published the U.S. Residential AVM Market Report in October 2025, providing lenders, investors and other industry stakeholders with a comprehensive overview of the AVM market size, growth trends, key vendors & products, and regulatory impacts. AVM Market Size The U.S. residential AVM Total Addressable Market (TAM) in 2025 is estimated at $363 million from…
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Inspection Based Waivers In September Now At $1.44BN
Lenders delivered $1.44BN (2.28%) with inspection based appraisal waivers in September, down 6.9% from August. This is the 6th consecutive month with over $1 billion loan balance issued, and 2nd highest month since programs began.
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Inspection Based Waivers In August: Highest Production at $1.55BN
Lenders delivered $1.55BN (2.36%) with inspection based appraisal waivers in August, up 25.8% from July. This is the 5th consecutive month with over $1 billion loan balance issued, and highest month since programs began.