MtgeFi Blog
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Inspection Based Waivers In September Now At $1.44BN
Lenders delivered $1.44BN (2.28%) with inspection based appraisal waivers in September, down 6.9% from August. This is the 6th consecutive month with over $1 billion loan balance issued, and 2nd highest month since programs began.
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Inspection Based Waivers In August: Highest Production at $1.55BN
Lenders delivered $1.55BN (2.36%) with inspection based appraisal waivers in August, up 25.8% from July. This is the 5th consecutive month with over $1 billion loan balance issued, and highest month since programs began.
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Residential Appraiser Trends Since 2016; New Projections for 2025-2030
Given these recent trends, the number of active residential appraisers supporting first mortgages originations could fall below the actual number of appraisers currently submitting to the Uniform Collateral Data Portal (UCDP) for the first time ever.
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Inspection Based Appraisal Waivers In July Delivered More Than $1.2BN
Lenders delivered $1.23BN (2.15%) with GSE inspection based appraisal waivers in July, up 1.15% on June. This is the fourth consecutive month with over $1 billion loan balance issued, and second highest month after May.
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Housing Finance Forecast for July 2025 now available
The MBA forecast now estimates 5.67 million, 6.22 million and 6.31 million loan originations for 2025, 2026 and 2027 respectively, with estimates marginally lower than June. Fannie Mae forecast estimates 5.27 million and 6.40 million loan originations for 2025 and 2026 respectively, marginally higher since last month.
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Residential Real Estate Appraisers – Active in the US – June 2025
A total of 64,471 real estate appraisers have active licenses in the US, as-of June 2025. Analysis shows that US appraisers work for over 14,000 distinct organizations, including appraisal-related, financial institutions, government and other companies providing business services.
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Inspection Based Appraisal Waivers In June – Now Up 42% In Just 12 Months
For June 2025, GSE issuance totaled $63.3BN, up 11.6% on May, and up 4.3% on June 2024. For property valuations, $52.6BN (83.0%) closed using appraisals, up 13.5%, and $9.54BN (15.0%) closed utilizing appraisal waivers, up 21.2% on the prior month. Lenders delivered $1.22BN (1.92%) with inspection based appraisal waivers in June, down 9.3% on May.…
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Top Appraisal Management Companies In The US
A total of 349 Appraisal Management Companies (AMCs) maintain active state licenses across the United States, with less than 100 operating nationally.
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Inspection Based Appraisal Waivers in May – Highest Month on Record
For May 2025, GSE issuance totaled $56.7BN, up 19.4% on April, and up 1.8% on May 2024. For property valuations, $46.3BN (81.6%) closed using appraisals, up 18.6%, and $9.08BN (16.0%) closed utilizing appraisal waivers, up 22.4% on the prior month. Lenders delivered $1.34BN (2.36%) with inspection based appraisal waivers in May, up 29.7% on April.…
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Non-QM Construction Loans Market Now Over $15BN in 2025
The US single family residential TAM for Non-QM short term building and construction loans in Q1 2025, stands at $15.5BN and 40,898 loans, and average loan size is $351,103. The total number of lenders is 8,975.