MtgeFi Blog

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    Housing Finance Forecast for January 2025 now available

    Housing Finance Forecast for January 2025 now available

    Fannie Mae and MBA published their housing finance forecast for January 2025 this week. These are forecasts of the quarterly purchase and refinance origination volumes for 1st lien, closed-end, single family mortgages for 2025 and 2026. This article provides a brief review of these latest forecasts and highlights the major changes in projected loan originations,…

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    The US single family mortgage TAM is now expected to be 7.4 million loans in 2025

    The US single family mortgage TAM is now expected to be 7.4 million loans in 2025

    The US single family mortgage TAM for originations in 2025, including 1st and 2nd mortgage and home equity lines of credit is estimated to be ~7.4 million loans.

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    How to Manage an Appraiser Direct Engagement Model: Best Practices

    How to Manage an Appraiser Direct Engagement Model: Best Practices

    Appraiser direct engagement is where lenders or authorized third-party entities work directly with licensed appraisers to perform property appraisals for mortgage transactions.

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    Inspection based waivers in December highlight 66% growth last year

    Inspection based waivers in December highlight 66% growth last year

    The number of inspection based appraisal waivers used by GSE sellers in 2024 was 40K (2.0%) compared to 24K (1.3%) in 2023, a jump of 66.4%.

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    Housing Finance Forecast for December 2024 now released

    Housing Finance Forecast for December 2024 now released

    Fannie Mae and MBA forecast refinance activity 30-40% higher and purchase loans 5-8% higher in 2025, compared to 2024.

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    More than $1.1BN of inspection based waivers in November

    More than $1.1BN of inspection based waivers in November

    Lenders delivered $1.12BN (1.65%) with inspection based waivers in November, up 2.7% on October, and surpassing $1BN in monthly issuance for the second consecutive month.